TotalBiz — Your Business. Simplified.

Card payments that stop quietly costing you

Merchant fees are one of the most confusing bills in small business, and most operators are paying more than they need to. We set up integrated EFTPOS that talks to your POS, runs at a flat, transparent rate, and comes with no lock-in terminal contract — then we read your old statement and show you exactly what changed.

What's included

Integrated, not stuck on the side

The terminal takes the amount straight from your POS — no rekeying, no mismatched totals, no end-of-night reconciliation hunt.

Flat, transparent merchant fees

A rate you can state in one sentence, with no mystery account fees or paper statement charges hiding underneath it.

Least-cost routing switched on

Eligible debit taps routed the cheapest way, which on most businesses' transaction mix is where the real savings sit.

We read your current statement first

Before you change anything, we'll work out what you're genuinely paying now — and tell you if you're already on a good deal.

Common questions

What will this actually save me?+

It depends entirely on your current rate, volume and card mix — which is why we start by reading your existing merchant statement rather than quoting a saving we can't back up. Send one over on WhatsApp and we'll do the maths.

Am I locked into a terminal contract?+

No. We don't put clients into multi-year terminal rentals — that's one of the main traps we get called in to unwind.

Can I surcharge customers?+

Australian businesses may pass on the reasonable cost of acceptance, capped at what it actually costs you. Many venues instead build it into prices for a cleaner customer experience — we'll set up whichever you prefer.

EFTPOS & Payments across Sydney